Chapter 13 Bankruptcy

Debt Relief Through Chapter 13 Bankruptcy

Mounting bills, late payments, and phone calls from creditors can cause stress and anxiety. Unless you find a way to increase your cash flow and solve your underlying financial problems, your troubles will never go away, and typically they only get worse.

Fortunately, there is a way to get out from under your debt burden — through a Chapter 13 bankruptcy filing. Chapter 13 Bankruptcy is considered to be a reorganization of your debt. It doesn't eliminate all of your debt, but can reduce your overall debt and leave you a little more cash at the end of each pay period. Perhaps most importantly, it can also give you peace of mind and a second chance.

Pollak & Hicks, PC helps people in financial trouble get debt relief and financial breathing space. Call us at 402-345-1717 for a free initial consultation. We want to restore your financial health and help you make a new start.

America Is the Land of Second Chances

For some people, bankruptcy still has a negative stigma. But, this is America, the land of second chances. A Chapter 13 bankruptcy filing gives you that second chance and sets you on a course for financial solvency. As soon as we file, all creditor harassment stops, as does the threat of foreclosure and repossession.

The Chapter 13 bankruptcy process is simple. In a meeting lasting an hour or less, an attorney from our firm will review your debts, your assets, and your cash flow. Then we will draft a plan designed to reduce your debt and present it before a bankruptcy judge. We may be able to negotiate reductions in debt with certain of your creditors, lower the interest rates you pay, and extend your payment terms.

When the plan is approved, you will have the financial breathing space you need to rebuild your finances.

Chapter 7 May Be An Option

Though recent changes in the bankruptcy laws have made a Chapter 7 bankruptcy filing more difficult for some people, it may be an option for you. We will examine your personal financial situation and recommend the best course of action for you.

The benefits of a Chapter 13 bankruptcy filing are many, and can include debt consolidation, debt reduction, and increased cash flow. Most importantly, it can restore your peace of mind and give you a fresh start.

Call Pollak & Hicks today. The sooner we start, the faster you can get the financial relief you need.

For a free initial consultation with the bankruptcy lawyers at Pollak & Hicks call 402-345-1717 or contact us online. We serve clients in the Omaha-Council Bluffs area, Sarpy County, and other communities in Nebraska and Iowa.

Competitive Fee Structure • Payment Plans Available

Monday through Friday 8 am - 5:30 pm

Saturday 9 am - 2 pm

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.